Trovian Technologies

BNK—02Banking

Taking a payment is the easy part. The work is what happens when a callback arrives twice, a customer taps back mid-flow, or finance finds a settlement report that disagrees with the ledger by four transactions.

BNK—02

Payments & Transaction Integration

Built with

  • Bank Muscat
  • Razorpay
  • PayTabs
  • Digital wallets
  • Webhooks
  • Multi-currency
Deliverables
12
Delivery stages
4
01

Every transaction is idempotent

Duplicate callbacks, retried requests and impatient customers are normal conditions, not exceptions. Transaction handling is built so the same event arriving twice can never charge twice.

02

Reconciliation is a feature

Settlement files are ingested and matched against the ledger automatically, with a clear exception queue. Finance gets a list of the four things that need attention instead of a spreadsheet comparison.

03

Local rails, real deployments

Bank Muscat, Razorpay and PayTabs in production across multiple markets, alongside digital wallets and cash-on-delivery — because regional payment reality rarely fits one global provider.

What's included

Everything this service covers.

Scopes are agreed in writing before work starts — what you see here is what gets delivered, not a menu of extras.

Gateway selection guidance and commercial comparison
Card, bank transfer and local payment method integration
Digital wallet issuing, top-up and deduction
Cash-on-delivery and offline payment handling
Idempotent transaction and webhook processing
Retry, timeout and partial-failure recovery
Refund, partial refund and chargeback flows
Settlement file ingestion and automated reconciliation
Exception queue for unmatched transactions
Multi-currency and multi-entity support
PCI-conscious architecture that keeps card data out of scope
Transaction reporting and finance exports

How it runs

Payments & Transaction Integration, step by step.

01

Map the money

Every path a payment can take — success, timeout, duplicate, partial, refund, dispute — is documented before code, because the unhappy paths are the expensive ones.

02

Integrate in sandbox

Gateways are integrated against sandbox credentials with failure injected deliberately, so retry and reconciliation behaviour is proven rather than assumed.

03

Reconcile before launch

We run settlement matching against test volume until reports balance cleanly, and agree the exception process with finance in advance.

04

Go live and monitor

Launch is staged with transaction monitoring and alerting in place from the first live payment, not added after the first incident.

Common questions

Payments & Transaction Integration, honestly answered.

No, by design. We architect so card data stays with the gateway through hosted fields or tokenisation, which keeps your PCI scope as small as it can be. It is the cheapest security decision available and we take it every time.

Works well with

Services that compound this one.

Start the conversation

Want a fixed quote for payments & transaction integration?

Tell us about your organisation and we will reply with a clear scope, price and timeline — usually within one working day.