Trovian Technologies

BNK—03 — Banking

Every extra day in onboarding costs you a customer, and every shortcut costs you an audit finding. We automate the verifiable parts, route the genuine judgement calls to a human, and leave a complete record of both.

BNK—03

Onboarding, KYC & AML Automation

Built with

  • Identity verification
  • Document OCR
  • Sanctions & PEP screening
  • Risk scoring
  • Workflow engine
  • Audit trail
Deliverables
12
Delivery stages
4
01

Automate the checkable, escalate the rest

Document validity, data consistency and screening hits are machine work. A borderline source-of-funds explanation is not — it goes to a reviewer with everything already gathered.

02

Risk-based by design

Verification depth follows a risk score rather than one worst-case path for everyone. Low-risk customers clear quickly; higher-risk cases get the enhanced diligence they warrant.

03

Built to be audited

Who verified what, against which document, on what date, under which policy version. Reconstructing an onboarding decision two years later should take minutes.

What's included

Everything this service covers.

Scopes are agreed in writing before work starts — what you see here is what gets delivered, not a menu of extras.

Guided customer onboarding journey, web and mobile
Document capture, OCR extraction and validity checks
Liveness and biometric verification integration
Sanctions, PEP and adverse-media screening integration
Configurable risk scoring and tiering
Enhanced due diligence workflow for higher-risk cases
Corporate structure and beneficial ownership capture
Maker-checker approval and four-eyes review
Consent capture and data retention controls
Periodic review and re-verification scheduling
Policy versioning with decisions bound to the version applied
Compliance reporting and case export

How it runs

Onboarding, KYC & AML Automation, step by step.

01

Encode the policy

Your onboarding policy is translated into explicit rules, tiers and thresholds — a step that usually surfaces contradictions worth resolving before automation multiplies them.

02

Wire the providers

Verification and screening providers are integrated behind one internal interface, so a provider can be changed later without rebuilding the journey.

03

Run in parallel

The automated flow runs alongside manual onboarding on real volume, and we compare outcomes until compliance is satisfied the decisions match.

04

Switch and tune

After cutover, thresholds are tuned using actual review outcomes to reduce false escalations without loosening the policy itself.

Common questions

Onboarding, KYC & AML Automation, honestly answered.

No — we integrate the providers you select or help you evaluate. Owning the integration rather than the data keeps you free to change provider on commercial terms instead of being locked to ours.

Works well with

Services that compound this one.

BNK—01

Digital Banking Platforms

Customer-facing banking and fintech products — accounts, applications, servicing and back-office consoles built on top of your core.

BNK—04

Risk & Fraud Monitoring

Transaction monitoring, rule and anomaly detection, case management and regulatory reporting — tuned so analysts trust the alerts they receive.

ENT—04

Compliance, HSE & Learning Systems

Digitised audits, inspections and mandatory training — configurable checklists, conditional approvals, evidence trails, courses and certificate renewals.

Start the conversation

Want a fixed quote for onboarding, kyc & aml automation?

Tell us about your organisation and we will reply with a clear scope, price and timeline — usually within one working day.

Get a free quote hello@troviantechnologies.com